time for us to pony up and deal with the bleak reality that we aren't the Joneses and to start living under our means. it finally hit me today - this morning actually.
christmas is less than 60 days away and we haven't put a penny back for our children. D being out of work topped with our poor spending choices in the last year has left us fighting to stay above the water. we've been reading a book by dave ramsey called the total money makeover. i can really see this concept working.
i pray we stay on track and don't lose focus in a few months.
we're going to be working the envie system which means no more credit/debit cards to be used!
here's a couple of pics i took while we were in the car today.